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Crypto 101: 5 Biggest Risks In Using Cryptocurrencies

Cryptocurrency is undoubtedly one of the biggest technological innovation from the last decade. It has brought big economical changes to many industries today. More and more platforms are being developed to cater different cryptos and their functions. And people are eager enough to versucht die Software depending on their needs while dealing with these digital money.

Some business have flourished because of these digital coins. Some business even run over the concept of developing crypto platforms and new cryptocurrencies. A full world of trading and investment have sprouted from it as well.

Sounds fascinating, but cryptocurrencies also has risks and problems. These pitfalls have brought huge headaches to many investors, and have caused business to financially stumble. Hence, cryptocurrency investors always put extra caution while investing or trading to avoid substantial losses.

And if you want to venture on the world of cryptocurrency, you must be extra careful as well. That’s why know the biggest risks and problems associated with these digital cash. So, you’d come up with efficient strategies on dealing with them.

Biggest Problems and Dangers in Cryptocurrencies you must know

  1. Volatility

This is probably the most notorious risk that have caused the downfall of many business and investors. Cryptocurrencies, especially Bitcoin, easily change their value in drastic ways. It can rise or drop in a short span of time, which is something you can’t observe with traditional currencies. No matter how well you calculate such value, there’s a good chance you’d be disappointed at the end.

But what is the root cause of volatility problem in cryptocurrencies?

Let’s take bitcoin as example since it’s the most popular and the pioneering cryptocurrency available today. First, understand that bitcoin has no real value, since it only carry perceived value from trust of people. If BTC looks good, then its value increases—and so with the opposite as well.

So, for example, a massive bad news have hit the BTC world such as the MtGox infiltration in 2013. People would think twice in investing or trading BTC because of it. Bring some good news and they’d race to trade or invest—raising the BTC value. Not mentioning that there’s only 21 million BTC that could be mined, and there are already about 18 million mined bitcoins in the third quarter of 2019.

Now, let’s go back to the basic. High demand and low supply would surely rocket up the price. Pull the demand down and value would decrease.

  1. Human Error

Let’s face it. Humans aren’t perfect and anybody can commit simple mistakes. But talking about cryptos, simple mistakes can lead to big disasters and losses. That’s true especially if you plan to invest or trade big with these digital coins.

One of the most common mistakes that investors or traders commit is miscalculation. And this notoriously lead to serious headache when you miscalculate cost basis value. Cost basis is the initial value of cryptos when you got them. Miscalculating it means failing to accurately record the cost basis of new assets you’d acquire from subsequent trading.

You don’t wish to deal with unexpected tax amount because of failing to accurately keep tab of cost basis as well.

Other mistakes include failures of accurately encoding Google Sheets or Excel formula. Merely missing one character can lead to huge accounting loss. Simple mislabeling or skipping to label each transaction leads to tedious sorting out tasks as well. And on individual cases, many people loss significant amount because of errors in typing their BTC wallet account keys.

  1. Security

Cryptocurrencies are digital assets. That said, they’re also prone to digital threats such as hacking. Moreover, there are concerns of counterfeiting cryptocurrencies or using them more than twice. After all, they’re digital data which is supposedly easy to copy.

Such issues are solved by the Blockchain. The Blockchain is a platform of records which is inevitable and can be viewed by the public. If you use BTC to buy an item, for example, the transaction will reflect on the Blockchain records. And you or the seller can’t change such transaction entries.

Thing is, hackers are creative.

With Mt. Gox as a prime example, it’s easy to prove that cryptocurrencies can be stolen. But hackers don’t simply target the blockchain or create fake cryptos.  Instead, they often target wallet account keys.

In another incident, for example, hackers have stolen around 24,000 BTC from BitFloor last 2012. That’s by getting hold of the company’s wallet key stored in an online backup.

Now, let’s say you’ve safely kept your keys in an offline storage. You must be weary of inside job schemes as well. Some companies actually sustained big losses because of their own employees and acquaintances.

  1. Legalities

Many political jurisdictions still think twice in accepting the use of cryptocurrency—let alone making it a legal alternative currency. That’s primarily because of cryptos being a popular tools for criminal transactions.

One notable feature of most cryptocurrencies is anonymity. It hides the identity of the people involved in a transaction. When you look at the Blockchain, for example, you won’t see any names of people transacting using cryptos.

Hence, criminals use it as a leverage to buy or sell items or services without being traced. Some even use it for money laundering schemes, since the source would remain anonymous.

Another concern of many governments is the decentralized nature of cryptocurrencies, and their effects to the economy. For example, being decentralized means the government would have no control over such currency circulating in the market. Hence, some government entities are seeking the help of banking institutions to manage cryptos.

And bank takeover is another associated risks. It would ruin the decentralized nature of cryptos, since banks would manage the flow of these digital coins in the market. And that would inevitably put pressure on the value of cryptocurrencies.

  1. Lack of Acceptance in Commerce

Tie all the four risks above, and you’d get this major problem in using cryptocurrencies. Many business don’t accept cryptos as a mode of payment because of its risky nature.

If a seller accepts BTC from a buyer, for example, it must be according to the dollar price of an item, service or property. Problem arise when volatility hits, and the value of BTC on the hands of the seller drastically drops.

Many business are weary of handling BTC because of its highly complex and technical nature as well. They also fear hacking incidents, since such criminal activities are common on the digital world. Not mentioning that legal disputes and regulations appear as more headaches in handling cryptos too.

In short, many business can’t feel the assurance cryptocurrencies can bring. Hence, if you’d observe, cryptos only flourish in its own investment and trading market. Yes, some stores accept these digital coins, but it’s hard to find them near you. And there’s no sign of cryptos being accepted by majority of enterprises in the near future yet.

So, should you Think of Trading or Investing Cryptocurrencies?

Of course, you must consider such idea! Those big risks are surely scary. But you can avoid or deal with them accordingly with the proper strategy and techniques. What’s important is, you already know the biggest problems to face through such venture. Just note to be careful, and do enough research to succeed.

What to look while investing money in the Bitcoin?

Bitcoin is considered as one of the most popular digital currency. Such a fantastic currency has caught the attention of a lot of investors. It is considered as one of the great digital currency where a person can easily invest the money. There are millions of investors out there that are investing money in the Bitcoin. It is well known as one of the great currencies of the Modern era that completely depends on the distinct characteristics.

This particular currency is completely different from the traditional ones. With the help of Bitcoin, a person can finish the transaction quickly. The majority of the investors are making the use of trading bot that is proven to be great. Bitcoin is the fairly ultimate decentralized currency where you will able to invest money with ease. Before investing money in Bitcoin, one should invest a considerable amount of time in the learning. Here I have recapitulated vital things regarding that you need to take into account before investing money in Bitcoin.

  • Unpredictable and Unstable

According to the professionals, Cryptocurrency is a relatively highly unpredictable and unstable currency. It is one of the best investment vehicles where you will able to invest the money. One has to learn a particular procedure for purchasing and selling the currency. You will always have to follow a secure stage of buying the Bitcoins. Make sure that you are finding a perfect platform that is associated with different kinds of cryptographic forms of money.

  • Genuine money exchange

It is highly recommended that one should consider the erfolgreichen Handel platform. You must opt for the advance and modern platform that will offer the guidelines. After choosing a genuine platform, one always has to create a solid password. Make sure that you are paying close attention to a variety of important things like securities and commission.

  • Safe investment

If you are searching for a safe investment method, then you must opt for Cryptocurrency. It is considered an attractive opportunity that is offering so many benefits to the investors. It is considered as a best-decentralized currency that isn’t associated with any political and economic concerns as well. It is completely different from traditional currency.

  • Store the Bitcoin properly

One should always learn how to purchase and sell the Bitcoin. One has to always opt for the genuine Bitcoin exchange that will make trading easier. You can easily purchase the Bitcoin from a variety of exchanges like Bitcoin Cash, Litecoin, and Ethereum as well. There are so many well-designed Bitcoin wallets that are out there where you can store the bitcoins properly. All you need to generate the private keys and keep the wallets secure.

  • Set the profit target

While opening a trade, one should set a clear profit target. The majority of the beginner’s Bitcoin traders are facing issue while trading because they aren’t investing proper time in the learning. In order to minimize the losses, then you should trade them properly. All you need to always prepared to handle the FOMO properly.

Conclusive words

Lastly, Bitcoin is fairly highly volatile and associated with high-risk. If possible, then you should take the assistance of proficient investors. One has to opt for the risk management strategy. Moreover, one should consider a genuine exchange where a person can easily invest the money.

The Plausibilities Of Government Control Over Bitcoins

Is it possible to suppress or regulate the use of Bitcoins under the influence of a Government? What is the future of Bitcoins, and would the government be able to come up with apt measures to control it? There may be many questions popping in your mind. After all, Bitcoins almost seem like an illegal digital currency for people to mine money out of nothingness. As long as you have a robust system, you may be able to earn decent bugs. But the recent market of cryptocurrency has been tough, and newer platforms are joining each day to dominate the industry. Several governments are also trying to put a leash on it, while others seek to control it. So what is the future?

First of all, let’s make it clear that Bitcoins or any cryptocurrency primarily uses a Blockchain methodology. It is an integration that makes its security so adamant that it would require very powerful systems to manipulate or hack the data of Bitcoins. The blockchain method is also decentralized. It means that it does not fall under any Bank or Government control and only increases according to the online platform. So any process like determining bitcoin price, or mining them does not fall under the dominion of any singular body. But it is based on several factors. But that is the issue we are trying to solve. So, how can it be made possible?

  1. From one of our renowned economists

According to Alex Kruger, one of the very renowned and wise scientists, while technocrats might invest a lot to control 51% of the network, governments can easily suppress the price of the bitcoin by lowering the price bar to below $1000, but only for their country. It is evident by the Chinese Government not supporting the bitcoin strategy and employing these methods.

Here is what he said.

It is a clever strategy. Because, if a government can suppress the price of a dominant crypto-currency, people will eventually lose interest in investing. Hence, slowly and steadily, it is likely to meet its end.

  1. Retail Investors

The entry of big players is always encouraging. If the government could offer powerful systems and enter itself into the world of cryptocurrency to mine them and change the game by dominating the market, it can be in their favor. However, the foundation is still formed by Retail Investors. There are approximately 804 crypto-currency funds, which stems 18.16 billion funds for market capitalization. It is going to be a resource-exhaustive task.

  1. Bitcoin and Google Searches

Many enthusiasts are fully aware of the fact that the price of bitcoin is correlated with Google searches with terms related to assets. The bone of contention here is the level and tenacity of the correlation between the two variables. A study revealed that a whopping 80.8 percent correlates bitcoin price to google related searches.

This correlation displays that retailers are highly susceptible to price fluctuations. The suppression of the bitcoin interest for the crypto-currency would eventually drop. A drop in interest would probably result in lower prices, making it easier for the government to keep the downward spiral ongoing, anderen Usern.

In conclusion, although it is difficult to eradicate the usage of bitcoin from society if the government plays its role in lowering the prices gradually, then subsequently, it shall lose its momentum, and with time people would forget or stop investing.

However, so it seems that the government is not interested in lowering the bar but only in regulating the bitcoin since it democratizes and reduces the role of the middlemen.

Website Design Options

A question I get asked a lot is, “I want to put up my own website. Should I have it designed from scratch or just get one of those free templates?”

There isn’t a right or wrong answer here. It all comes down to several factors which I am going to cover in this article. Ultimately, the decision of which way to go is up to you. I’m simply going to point out the pros and cons of each. [google_bot_show][/google_bot_show]We provide medical website design and other professional websites. But before you choose, it is important to consider the following factors first.

Factor 1 is your skill or funds availability. The reason I have lumped these together is because you have 2 options for getting a custom site done. You can do it yourself, or you can get somebody else to do it for you, obviously.

Doing it yourself is going to require you to have the skill to create your own website from scratch. If your HTML skills are good, this may be an option that you want to explore. However, if you don’t know HTML from STP Oil Treatment, then you might want to hire somebody to do the site for you. In this case, there is a cost factor and it’s not a small one. Web design is not cheap. You could be charged thousands of dollars for a website, depending on how complex the site is going to be. So if you’re lacking in the funds area, or don’t want to pay that kind of money, outsourcing your website design may not be an option for you.

Going with a template removes both of these problems to a degree. With a template, you’re still going to have to make some minor modifications to some of the design features if you want to customize them to your particular site, but even if you can’t do this yourself, this kind of service should be relatively inexpensive. The point is, going with a template relieves you of the burden of having to design a site from scratch and also of having to pay out exorbitant web design fees.

Another factor to consider when deciding to use a template or designing your site from scratch is the time factor. If you’re in a rush to get a site up, for whatever reason (it’s a time sensitive niche, you need the money fast, etc.) then you probably want to go with a template as website design is a lengthy process. Sites can take weeks or even months to make, depending on how involved they are. However, if you have the time, and money is not an issue, or you can do the design yourself, then you probably want to go with a custom design.

The main reason to go with a custom design over a template is because most templates, quite honestly, don’t look all that great, Plus, if it’s a freely available template, then there is a good chance that the template is being used by a number of people and thus your site isn’t really going to stand out from the crowd.

It all comes down to what you’re going to use the site for. If it’s in an area, such as simple Bum Marketing, where you just want to get a quick article out there and make a few bucks fast, then a template is fine. But if you want to build a membership site that stands out from the others, then a template probably isn’t going to do it for you.

Sit down and decide what you need and what it’s for. You’ll come up with the right answer to the question, “Template or Custom?”

Top-Notch Tips To Choose The Best Winch For Your Vehicle!

A winch is one of the most useful devices, especially for the people who are fond of off-roading as it helps them to get out of serious situations when they get stuck in the middle of a pool of mud. A winch is a device on which a rope or cable is wrapped, and it rotates to pull or unwrap the cable. Winches are usually mounted on the front part of the vehicles so that it could be used to pull out the vehicle in case of any emergency. There are different types of winches, and each one of them offers a different amount of power and efficiency.

A winch is based on a pulley mechanism that is used to pull heavy objects easily. A winch can be used for various purposes, but some of the most common uses of it are towing vehicles, off-roading, pulling heavy anchors on ships and boats, etc. There are umpteen types of winches, and each one of them is used for varying purposes. So, if you are planning to buy a winch, you must do it considering your needs and requirements, and for a better idea, you can read these reviews. There are some tips that can help you a lot in buying the best winch.

Some of the most useful guidelines to follow while buying a winch

Type of vehicle

Most of the time, winches are used on a vehicle for various purposes, and if you are buying it for your vehicle, then you must choose the winch that is most appropriate for your vehicle. Every vehicle has different dimensions, designs, and body types, and you should choose a winch for it, considering all the factors. The first and most important thing to consider is the weight of your vehicle as the power of the winch must be more than the weight of your vehicle. If its power is less than the eight of the vehicle, it won’t be able to pull your vehicle. So, you must check the weight of your vehicle first and then, according to it, buy an appropriate winch for it.

Number of passengers

You must consider that passenger space in the vehicle as it will also add up to the weight of the vehicle. The weight of passengers in the vehicle should also be counted while choosing the power of a winch. You should also consider the incline that your vehicle may have to face and, according to it, decide the pulling rate of the winch you want to purchase.

Mounting

The winches need to be mounted somewhere on the vehicle, and you should consider it while buying a winch for your vehicle. A winch can either be mounted on the front of the vehicle or in the middle or at the rear part. It depends on the types of the winch as some winches such as hydraulic winches can only be mounted at the front of the vehicle, so if you want the winch at the back of your vehicle, then you must avoid buying any hydraulic winch. There are some familiar places in the vehicle where you can mount your winch, and some of them are;

At the front- The first and most common place to mount the winch is at the front of the vehicle as it is highly convenient and gives some protection to your car. It also enhances the look of your vehicle and makes it easy to pull the car in the case of an emergency.

Secret place- It can be any place where the winch remains hidden, and it can be either under the bumper or anywhere else. Mounting the winch at such a place is quite beneficial as it also allows you to use the winch properly, and at the same time, it also doesn’t affect the look and appearance of your vehicle.

Ropes and cables

The rope and cable are the most important component of a winch as it is used to pull the vehicle, so it must be strong and durable. There are two basic types of cables used in winches; synthetic cables and steel cables. Commonly people use steel cables as they are more durable and offer great strength. The steel cables also have some downfalls as it may suffer from corrosion, and in case it breaks, it might cause some serious injuries as steel is quite heavy and can harm the owner.

The risks related to steel cables are the primary reasons why people are now turning towards synthetic cables as they are lightweight and easy to use. They are safer than steel cables as even if they break, they won’t cause any injury. The lightweight of synthetic cables, add ups to their strength and makes them stronger than steel cables. But there are a downfall fro synthetic cables that unlike the steel cables, they may get damaged when rubbed against hard rocks.

 

Tips For Living Well With Cats And Dogs

Some people endure a lot of unpleasant pet behavior, while others just give up and dump pets at shelters or on the street. But all that is unnecessary. Instead of treating pets badly, abandoning pets, it’s a much better solution for all when pet owners make-good on the fun, pet-ownership originally intended.

A few lucky shelter animals get adopted, but many are euthanized (killed by injection) in over-populated shelters. Of the approximate 8 million pets that end up in shelters, about half are euthanized, according to the Human Society of the United States (HSUS) report on November 29, 2009. Abandoned pets usually die quickly by starvation or by becoming dinner for a wild animal.

Following a few simple tips can bring years of joy to pet and owner, instead of such tragedy:

To Spay and Neuter or Not?

The answer is easy: Do it! Females are spade and males are neutered, in relatively safe surgeries that leave them sterile, or unable to make more puppies and kittens. Dogs and cats that have had this surgery are generally calmer, don’t urinate in a territorial manner as often, and are not as destructive as pets that have not been spayed or neutered. Many veterinarians and shelters offer deep discount or even free spay and neuter clinics to make the service accessible to all.

The Animal Rescue League (ARL) reported sobering statistics on March 26, 2010: A cat can produce three litters of kittens every year, with up to six kittens each time. A dog can produce two litters of pups every year, with between four to twelve pups each time, depending on the size of the parent dogs.

In theory, a dog plus its offspring may produce over 50,000 pups in just six years. In theory, a cat plus its offspring may produce over 900,000 kittens in six years.

Barking Dogs – Shhhh

Barking dogs are a common pet owner issue. Many people instinctively shout, “No!” or “Shut Up!” But there is a problem with that in a dog’s mind. The dog thinks the owner is simply joining in and barking with it. Doctors Foster and Smith Pet Education offers these tips:

Speak to the dog. Don’t yell. Everyone in the house needs to use the same verbal command to let the dog know what it needs to do. The commands, “No” and “Stop” are okay, as long as they are spoken in a regular voice tone.

Be consistent. Use the same command every time the dog barks, and don’t give the dog treats or do anything to give the dog an impression that it is okay to bark. Mixed messages will never solve the problem. If the barking is really bad, don’t be afraid to ask for help from a dog trainer. Some pet stores offer discounted classes in many behavior modification issues for dogs. In addition, aside from commanding them, it is also important to give them proper care, treatment and protection. As such, you must consider a lot of things to ensure their safety like knowing how to protect dog paws from hot pavement.

Cat-Proofing for Safety

Cats cannot be disciplined the same way as dogs. Their brains work very differently. Dogs naturally form a ‘top dog’ attitude with their owner as that ‘top.’ Cats only socialize if necessary. Physical punishment never works for either dogs or cats, because it only teaches the pet to fear. Cat Fanciers magazine shares many tips for easier life with cats:

Most cats hate to get wet, so consistently spraying a water bottle at the cats when they behave badly, like when jumping on the kitchen countertop, and will help. However, be warned cats only behave while the owner is in the room, so wash down those kitchen top areas when the cat’s loose in the house and you’ve been out of sight.

The best behavior modification tactic with cats is to use the same measures used in childproofing a home for a two year old. If the item is not accessible, the cats won’t get into it. Get childproofing accessories at any discount department store or baby store. Some home improvement centers also sell childproofing gadgets and they are usually under $12.00. Any childproofing hint that works for little children, also works for cats: Making sure cabinets and bookshelves are stable, keeping sharps, toxic plants, household cleaners, and breakables out of reach, and keeping kitchen countertops clear of tempting foods or sealing them in unbreakable containers.

The Bottom Line

Pet ownership is a responsibility like child-rearing, and it doesn’t just come naturally. There are many considerations to keep life fun and easy for you and your pets. Refer to the expert pet advice resource links in this article text for more information on these and other specific pet concerns.

Startup Basics – Reasons To Not Use Virtual Data Rooms For Fundraising

Startups always have that ambitious drive to get their ideas out and to expand their brand reach and engagement. Additional funding or attracting investors would definitely help them achieve that.

An easy-to-use yet intuitive VDR package would definitely help your startup get started on your business venture. On the other hand, not all startups prefer to use virtual data rooms for fundraising because of the intricacy and sensitivity of the due diligence process in fundraising.

Not Having Much Financial or Business History

A lot of startups would make that mistake of trying to build on their profit stream than strengthening their organizational muscle strings. Fundraising at startups would require a robust mindset and technology.

The idea is that startup would naturally be just a budding business and would have less buildup information in terms of brand and financial credibility. This poses a problem especially when pitching to investors.

Startups would then have to hustle faster to get everything in order. They have to transform their entire business reputation into something more detail-oriented, organized, and meticulous in a few months’ time. You would have to follow industry standard formats in terms of proper indexing of files that contain all digital assets. This has to be in a specific order for easy and seamless viewing.

Risk of Leaking Out Sensitive Information

Not all VDRs can provide advanced security controls in keeping the highest security and compliance standards in managing sensitive data. You should therefore look for a VDR provider which has advanced keycard and biometric controls in place so that your data is protected 24/7. Th capacity to grant access is equally important to revoking access.

There would always be new investors entering the pool, so your VDR should have the capacity to add and remove certain users. The process should be automated by providing access expiration dates to every recipient. With certain VDRs that lack security controls, the risk of leaking out sensitive business or financial information is imminent.

A lot of businesses would just be able to freely access and view important and confidential information of your brand without really the intent of providing additional funding. You would generally be allowing a pool of businesses to tap into your classified or confidential information without any restrictions. This could expose your vulnerabilities to the wrong people which can be very dangerous.

What is the Role of Due Diligence To Fundraising?

Due diligence is key to getting funding or venture capital. This is an investigation that investors would conduct to dig into the financial history and reputation of a business.  This is likened to a risk assessment or checking of the potential benefits or profitability as well as the risks and liabilities of a business. This allows an investor to create a big and clear picture of whether a certain investment would provide a solid ROI or be profitable in the long run.

Investors would mostly likely look into the following:

  • Financial Status

An investor would definitely want to know whether a business has outstanding loans. Has the business over-leveraged to the point of being neck-deep in debt? Having a good credit standing would definitely impress investors while a bad credit score would put off a lot of investors because this is not a good sign especially for startups. There would still be investors willing to provide funding even if you have debt but this would be difficult at this point. You should be able to provide your investors an overview of your financial status with the following information – financial statements, budgets, balance sheets, and forecasts.

  • Contracts

Investors would always check on the contracts or agreements to see if there are no red flags or shady negotiations. The key here Is to completely transparent and straightforward so that you will have no disparity in intention and understanding of the agreement. A breach of these contracts would results to multiple and expensive lawsuits; which you may not be able to afford being a startup.

Startups would normally evade the use of virtual data rooms for fundraising because the due diligence process may be opening more doors to risks rather than opportunities. You see, fundraising is a typical sales process. Investors would of course want to check around or look into a brochure before they invest or buy in. Now, the brochure strategy for investors may not work because some of these investors may just be routinely getting into VDRs and peeking into overwhelming data without any intent to invest.

The key to getting an investment or funding for your business is to get into the first step of the sales process. You have to get their attention first without getting your entire information out. You can send information via email instead that inviting people to access your virtual data room. You can’t just throw brochures everywhere and let them figure it out themselves.

The traditional sales process may be a long route but to get a deal or funding, you first have to capture your targets and that’s when you pitch your story. The bloated and overwhelming data can be just a blur but if you are able to connect and personalize your pitch with an investor, that’s where you get your funds rolling in.

Investment Condos- Invest After Buying the Best

Investment is one of the most important prospects when you want to earn a just a little more. Basically, it means that you want to double or even triple your savings by putting your lifetime earnings on the line and investing them for something or the other.

Real estate investment is seen as the safest bet when potential investors want to invest into projects related to lands, buildings and other infrastructures when compared to other investment types but still its quite risky to implement without incurring potential losses if there is no revenue.

The real estate has thrived and flourished a lot in the past few decades and has proved to be a welcome oasis for potential businessmen, investors and money makers by providing them with a platform to put their talent and skills up for grabs as success would mean great revenue, which would provide excellent employment opportunities for the youth.

Unfortunately, in recent times, the investment business has acquired not so scrupulous and sinister tones with potential fraudsters and cheats using it to their advantage and earning a livelihood through conning and siphoning off the lifetime earnings and savings from various victims through their ponzi schemes and money making scams.

Many innocent people have fallen victim to these fraudulent practices and have been reduced to utter poverty. Therefore, you will find that many investors, especially the newer ones, have great hesitation in investing their everything into any business scheme for fear of losing it all in one go. This could account for their miserly and thrifty nature.

Real estate investment is not something to be taken lightly as it is a very risky business and involves certain compromises and sacrifices on the part of the person who wants to invest in real estate.

Real estate investment is seen as that form of investment that involves investing into properties that include buildings and has proven to be a boom period for builders and businesses related to construction.

Real estate is not without its fair share of pros and cons as the market entirely functions on demand and supply of any product. As the prices of buildings fluctuate time and again and cannot remain fixed and steady, an investor has to be very, very careful when trying to invest into real estate.

You should be well aware of what he is investing for and what potential benefits he can get from it. Also, you need to know for whom you are investing, his/her background, identity, accountability and various other aspects relating to the person that will prove to be beneficial for you in the future.

An important point here is to maintain about Ola EC. When it comes to the topic of real estate, you should know about upcoming projects about buildings and infrastructure.

The Ola Executive Condominium (EC) is one that is going to be launched within a few months in Singapore. It is a condominium, quite similar to a hotel resort that will prove to be an exotic tourist destination that will provide its visitors and guests a grand welcome that they will never forget by bringing them into the lap of luxury.

Also, during its launch, there will be many foreign dignitaries and authority figures from all over the world are rumored to grace the occasion with their presence which is guaranteed to boost the popularity of the condo by providing it with greater exposure and allow its splendor to spread far and wide.

Condominium, known better by its short term condo, is a housing space that is quite similar to an apartment of a building that can house more than two people. It is akin to the structure of a building divided into smaller units owned by different people.

So, today we are going to talk about 9 tips for buying profitable investment condos that will provide monetary benefits if the instructions are followed and adhered to carefully by the investor/buyer.

They are as given below:

  1. What are your goals: You need to be well aware of what and with whom you are dealing with so as to avoid any misunderstanding or potential setback. The purpose of your investment need to be clear to you.
  2. Budget Factor: You will be needing the required budget to go ahead with the investment. The cash and the objects that you mortgage as security, its costs and worth, need to be evaluated and analyzed.
  3. A profitable deal: Be aware about the builder, his background, reputation, the land that you are buying etc.
  4. Think different: You have to think from the point of view of a common person and take his perspective into consideration.
  5. A Porsche locality: Be sure that you avoid rural areas and village land purchase only from well known and reputed complexes in the city.
  6. Do your research: You need to do your homework and look around the apartment and its entire society. Talk to other residents and take their opinion before arriving at any conclusion.
  7. Neighborhood: Try for those societies who are upcoming and brand new as the prices are low and affordable and will provide you monetary benefits in the future with infrastructural development.
  8. Adhere to rules and regulations: Try avoiding selling your investment in a short span as that will be liable to taxation.
  9. Foresight: You need to think at least 10 to 15 years ahead. Make sure that what you are buying will result in long term gain.

Telescope Types 101- A Brief Overview

If stargazing is your hobby, and you are planning to get a new telescope for your personal use, you should have a basic idea on telescopes. Telescopes come in various sizes and in different price ranges. However there are 3 basic types of telescope that you should know before taking the plunge. If you are asking what is the best telescope, the answer can greatly vary depending on what you need and what you can afford.

Telescopes can be widely categorized into three categories as the following.

Refractors

The most common type of telescope with a very basic principle is a refractor. In a refractor, the eyepiece is at the end of the OTA. It uses lenses to gather light. These lenses are made from special glasses to reduce aberrations. The optical system is arranged in a linear manner. This eliminates the need to realign the telescope again and again. Refractors are also low on maintenance. They are great to view Moon’s craters, Saturn’s rings and few major Jupiter’s satellites.

Refractors however, tend to get bulkier and pricier with increase in aperture. In fact, the price hike is rather abrupt with increase in aperture. Their burly structure impairs mobility. This is why they are not very apt for personal use.

 

Reflectors

Reflectors or reflecting telescopes work by gathering light using a mirror at the back end of the OTA. Newtonians and Dobsonians are the most common types of reflectors available. Dobsonians can be disassembled which makes them portable. Price of a reflector for a certain aperture is generally lesser than a refractor of the same aperture. Their optical tubes too are comparatively smaller. Reflecting telescopes are great to view galaxies and other deep-sky objects.

But reflectors are higher on maintenance than refractors. The optical pieces tend to gather dust and need to be cleaned regularly. Reflectors also lose focus and needs realignment every time.

Catadiotropics

Compound telescopes are also called catadiotropics. These telescopes use a combination of lenses and mirrors, thus offering the best of two worlds – refractors and reflectors. Their optical tubes are compact yet have long focal lengths. Two popular designs of catadiotropics are Schmidt-Cassegrains and Maksutov-Cassegrains. These are versatile, compact, portable and hence the most popular. You should opt for a catadiotropic for personal use. The best telescopes in this category include Meade Instruments LX90-ACF, Celestron NexStar Evolution 9.25, and Orion 9825 Apex 127mm.

There is an advanced category of telescopes other than the above three, known as go-to telescopes.

What are Go-To Telescopes?

Go-to telescopes are compound telescopes with advanced, motorized mounts. The hand control of the telescope has an inbuilt mini-computer automatically aligns the scope on giving certain inputs like date, time and place. These inputs then help the scope to track various stellar and planetary movements. However go-to telescopes are targeted towards the more professional stargazers. These are complicated for beginners, because the setup takes a lot of time and practice. They also bear hefty price tags, making them not a very popular choice among buyers.

Handy Guide on Loan For College Education In Canada

Are you aspiring for higher education in Canada but worried about the higher education costs? The good news is there are both federal and provincial loan options for Canadian students. The interest rate, however, will vary from one place to another.

Federal loans for students

You will get Federal loans here that come with 2.5 percent plus prime interest rate. The repayment period will begin 6 months after you finish your college. “Plus prime” means average prime rate of Canadian banks. It fluctuates from time to time. At present (in 1st quarter of 2019), it’s something like 3.95%.

Now, let’s check the provincial loans-

Provinces with lowest rate of tuition

These provinces are Newfoundland & Labrador, Manitoba and Quebec. You are lucky if you are a resident of these provinces as they are considered to be the best when it comes to financial aid for students. The tuition rate in Newfoundland & Labrador is $2,885 for each semester while it is $4,501 and $2,961 for Manitoba and Quebec respectively.

The best part about Newfoundland & Labrador is that you don’t have payable student loans here any more. Instead, the province extends non-repayable grants for qualifying students. These grants offer up till $100 per week.

What’s so special about Quebec is its amazingly low rate of interest. It is an incredible 0.5 percent plus prime which amounts to 4.45 percent overall rate of interest.

And you will be pleasantly surprised to know, Manitoba has recently started student loans with 0 percent interest rate!

Ontario & Alberta student loans

In regards to student loans in Ontario, everything is taken care of by OSAP (Ontario Student Assistance Program). As you register for the loan, the entire process will be handled by the OSAP site. The good thing is this province too extends a reasonably low rate of interest which comes to 4.95 percent (1 percent plus prime)

The student loan program in Alberta is taken care of by Student Aid Alberta Service Centre. It’s to note here the province counts on the CIBC’s prime rate to determine rate of interest for student loan. If you go for floating rate, the interest rate will vary along with prime. No additional interest will be added to it.

British Columbia student loans

Interestingly, the province has reduced student loan repayment interest rate to prime rate. If the rate of prime is 3.95 percent, the interest percentage would be 3.95 percent as well.

Winding up

While student loans are great, it would be better if parents are wise enough to start to save early. This is especially applicable for new parents. If you can start saving for your child’s higher education right from his birth or infancy, you will get to save a lot on the student loan burden. You may take the help of RESP by Heritage Education Funds here. As per this plan, you will get to create a savings account which would be solely meant for college education for your kid. You will get more information on Heritage and its employees here at https://ca.indeed.com/cmp/Heritage-Education-Funds-Inc/reviews.

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